Latest Blog

RBA increases cash rate for second consecutive month, to 0.85%

8 June 2022

The Reserve Bank of Australia has just increased the official cash rate by 50 basis points to 0.85%. How much extra should you expect to pay on your home loan?

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Can you get a home loan with a poor credit history?

7 June 2022

Your credit history/rating is one of many factors lenders use to evaluate your eligibility for a home loan and it is also one of the most important. The worse your credit is the harder it will be for lenders to trust that you will be able to pay off your

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Banks tighten lending, reducing the maximum you can borrow

2 June 2022

Some of Australia’s biggest banks have tightened their mortgage lending criteria, meaning you might not be able to borrow as much from them. So how might this affect your next purchase?

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Understanding Refinancing for Home Loans

31 May 2022

With the lowest official cash rate on record, it might be time to refinance your home loan. What you may have agreed to 5 years ago when you bought your house, may not be the best option for you now. Refinancing involves replacing your current loan with a new one

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